Thames House Services Ltd is an appointed representative of Genesis Home Loans PLC. Genesis Home Loans PLC is authorised and regulated by the Financial Services Authority for the conduct of non-investment insurance and mortgage business. Second charges, commercial loans and buy-to-let mortgages (where the resident is not related to the borrower) are not subject to Financial Servicies Authority regulation. Genesis Home Loans PLC can be found on the FSA register (www.fsa.gov/register) under reference 305920. Yor home may be repossessed if you do not keep up repayments on your mortgage. The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Adverse Credit
Some adverse credit is acceptable to certain lenders
It is best to obtain your credit file from Experian in order that we can assess the best mortgage for you as this market is complex and interest rates vary widely.
Give us much information as you can including details of CCJ's (dates, amounts, whether satisfied), arrears, special arrangements to clear loans etc, late credit card payments, bankruptcy and repossessions. The overall cost for comparison is 8.3%APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration.
